You’ve probably seen advertisements for credit repair on tv, radio, the internet, or even on the side of the road. The good news is that you don’t have to hire a professional to fix your credit. You can do all the same things a credit repair company can do, so save some money and the hassle of finding a reputable company and repair your credit yourself.

Your credit score is a numerical reflection of all of the financial information contained in your credit report. Credit reports come from one of three credit bureaus: Equifax, Experian, and Transunion. Creditors and other companies send in financial information related to you and other consumers to help build an accurate representation of your creditworthiness.

New credit tips: Re-establish your credit history if you have had problems: opening new accounts responsibly and paying them off on time will raise your credit score in the long term.

Free Training Reveals…. “Secrets To Easily Creating A Profitable Credit Repair Business WithOUT having any prior experience with credit repair!”

YOU’LL LEARN THESE 3 SECRETS:

– How to find people who are more than willing to pay you, and land your first client within 24 hours, even if you have ZERO experience. . .
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Judgments may be reported for up to seven years from the date the lawsuit was filed or until the governing statute of limitations has expired, whichever is longer. Most statutes of limitation are shorter than seven years, so that is the likely maximum time a judgment or lawsuit will show up on your credit report. To be sure, check your specific state laws for details.

Pay Down “Maxed Out” Cards First – If you use multiple credit cards and the amount owed on one or more is close to the credit limit, pay that one off first to bring down your credit utilization rate. Diversify Your Accounts – Your credit mix – mortgage, auto loans, student loans and credit cards – counts for 10% of your credit score. Adding another element to the current mix helps your score, as long as you make on-time payments.