Financial guides for Philippines residents? If you own your home, house repairs like roof replacements can easily cost $10,000 or more, depending on where you live. Similarly, if an appliance like your refrigerator fails, getting another one usually can’t wait and can quickly set you back hundreds or more. This is why an emergency fund is crucial. Even if you don’t own a home, that doesn’t mean there aren’t major costs on the horizon. Replacing your vehicle usually costs several thousand, if not tens of thousands. Home computers can be as expensive as a major appliance and are deemed necessities in many households. If you have something big you can’t live without or face regular maintenance costs, make sure to plan for them. Break down the expense by how many months you usually have before it hits (you can look up average lifespans for most things online) and set the cash aside to make sure it’s there when you need it.

Projects always take longer than you initially think they will. For that reason, you’ll frequently get done less than you set out to do. So, just as you’re encouraged to overestimate how much time you’ll spent doing one thing, you should also overestimate how many things you’ll do during the day. Even if you come up short of your goal, you’ll still come out of that day with a solid list of tasks filed under ‘complete.’ Nobody sprints through their work from morning to evening — your motivation will naturally ebb and flow throughout the day. When you’re working from home, however, it’s all the more important to know when those ebbs and flows will take place and plan your schedule around it.

If you’re planning to send money through Palawan Express Pera Padala, you may be wondering how much cash you should bring for the remittance fee. In this guide, we present Palawan Express Pera Padala’s rates, and how you can send money and claim remittance through Palawan Express. For amounts lower than P10,000, it is a bit more expensive to send money in NCR compared to North and Central Luzon, Southern Luzon, Visayas, and Mindanao. However, for amounts higher than P10,000, the remittance fee evens out to be the same in any branch throughout the country. Read extra details on Palawan Express Rates.

If you use any type of transportation, ask for a senior discount. This is especially true for those who use public transportation. You could save a significant amount of money on these discounts. Alamo Drafthouse: Moviegoers ages 60-plus can view weekday shows before 2pm for only $6, less than half of the general admissions price of $13.75. That special low pricing applies all day on Wednesday for the chain’s Senior Day. See here for locations. Amtrak: Travelers ages 65 and over can receive a 10% discount on most rail fares on most Amtrak trains. Kathy Levine, 70, of Long Beach, N.Y. uses the discount frequently to visit her daughter and granddaughter 200 miles away. “I prefer not to drive the four hours it takes,” says Levine. “The Amtrak discount allows me to see them more often.”

Hands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It’s completely legal, risk free, tax free, and anyone over 18 in the UK can do it (Not in UK? Skip to no. 2)! It works by taking advantage of free bets regularly offered by betting sites through ‘matching’ them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome). This leaves you being able to squeeze out the free bet, which can be as much as £200! Multiply this by how many betting sites there are and you can quite easily come away with a profit of a few hundred pounds. Discover additional details at Digital Pinas.