1 bedroom condos in Redmond, WA from JADE Residences? Once you select a lender, you should speak with a loan officer as quickly as possible. At this point, there is one thing you should know. Pre-qualifying means absolutely nothing. All pre-qualifying does is determine the amount of the loan you could qualify for based on factors such as your credit, salary, etc. It does not guarantee that a lender will actually loan you the money. It’s more important to get PRE-APPROVED. Pre-approval means that your application has been submitted to a lender who is willing to extend you a specific loan amount, pending a property and appraisal. Being pre-approved lets you know that you won’t be denied for a loan, and it also provides you with leverage to negotiate the purchase price of a home with the seller.

Overlooking FHA, VA and USDA loans. First-time buyers might be cash-strapped in this environment of rising home prices. And if you have little saved for a down payment or your credit isn’t stellar, you might have a hard time qualifying for a conventional loan. How this affects you: You might assume you have no financing options and delay your home search. What to do instead: Look into one of the three government-insured loan programs backed by the Federal Housing Administration (FHA loans), U.S. Department of Veterans Affairs (VA loans) and U.S Department of Agriculture (USDA loans). Here’s a brief overview of each: FHA loans require just 3.5 percent down with a minimum 580 credit score. FHA loans can fill the gap for borrowers who don’t have top-notch credit or little money saved up. The major drawback to these loans, though, is mandatory mortgage insurance, paid both annually and upfront at closing. VA loans are backed by the VA for eligible active-duty and veteran military service members and their spouses. These loans don’t require a down payment, but some borrowers may pay a funding fee. VA loans are offered through private lenders, and come with a cap on lender fees to keep borrowing costs affordable.

Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. JADE will feature 136 homes from below $400,000 to more than $1M. Occupancy 2021. With interiors designed by the award-winning Sechrist Design Associates, the inspired residences will feature voluminous 9-foot ceilings, expansive window walls, outdoor terraces and balconies, and luxurious finish appointments including European-modeled cabinets, quartz countertops, and stainless appliances. Explore a collection of one-, urban one-, and two-bedroom homes ranging from an efficient size of approximately 600 to over 1,200 sq. ft. See more information at new condo development Kirkland, WA.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Terrene Urban and Realogics Sotheby’s International Realty (RSIR) welcomed dozens of brokers to an exclusive introductory open house for JADE Residences at the newly opened sales gallery in Kirkland on Wednesday. Over 50 brokers were in attendance to learn more about this one-of-a-kind collection of condominiums consisting of 135 new residences that stand in an unmatched proximity to the dining and shopping of the Village at Totem Lake and even conveniently across from the Evergreen Health Medical Center.

JADE is a unique and internationally-inspired collection of condominiums nestled within Kirkland’s nature beauty and complete with in-city convenience. Created by Johnson Braund Architects, the active community will consist of six stories with large areas glass windows, and over 60 percent of residences will have extended outdoor spaces. Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. Address: 11903 NE 128th St. | Kirkland, Washington 98034. Read additional information on new condos in Bellevue, WA.